Do you know any way to get credit report online?
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I have a less than satisfactory credit report. Most things on there are from years ago, when I was young and stupid. Most have been paid off. But they're still there on the report, which brings my rating wayyy down. I know that somehow there is a way to do it, I just don't know how to. Please help!!
Answer:
First, if they are older, like 4+ years, they arne't having as much effect as they once did. This only...
Adam S at Yahoo! Answers Mark as irrelevant Undo
Other solutions
Answer:
A new law has been passed that allows youto get a free credit report from all of the 3 Major Credit...
ChaCha Mark as irrelevant Undo
I recently asked the best way here to check my credit report online, and two people here suggested annualcreditreport.com. I went there and filled out the info, then it asked me which one I wanted to go to, I choose trans union. After getting transferred...
Answer:
The first time you get the report this is VERY normal. You must get it by mail They will send you a...
alabamag... at Yahoo! Answers Mark as irrelevant Undo
I have a negative item on my credit report. I signed up to pay my credit card bill online. What I didn't realize is that the payment wasn't going through. I had changed my address and the credit card company couldn't send me a statement or notice. I...
Answer:
Negative items stay on your report for 7 years. I would start talking to the credit union to see if...
Clint B at Yahoo! Answers Mark as irrelevant Undo
I owed Verizon Wireless $38 and now it’s in collections. I need some help with how to handle this situation. The debt originated in 2012. My account was sent to a collections agency called Jefferson Capital Systems earlier this year. I noticed the collection...
Answer:
Keep in mind that the bureaus don't update immediately. It takes something like 3 months to refresh...
anonymous at Ask.Metafilter.Com Mark as irrelevant Undo
I am in my late 20s and I have a credit score of 633. I closed all of my credit cards (3 of them) 5 years ago and I do not currently have any lines of credit open. I can't get approved for small loans or credit cards anywhere that I have looked into...
Answer:
First - you CAN get a CC, but you'll need someone to cosign it for you. This is the best way to build...
Michelle at Yahoo! Answers Mark as irrelevant Undo
I have 5 default credit card accounts on my credit report for many years. I heard from some people told me that the credit automatically goes away after 7 years or more while some people said there is a process that I have to go through before the debt...
Answer:
They are supposed to automatically drop off after 7 years. Your credit score should then go up to a...
kandylan... at Yahoo! Answers Mark as irrelevant Undo
The city says they will remove the negative report upon payment. Should I also contest it from my side with the credit agencies? I bought a condo in City, then moved away from City and rented out the condo. In fact, I moved several times, and then a...
Answer:
should I also initiate a dispute via the credit report side? No. Not receiving a bill does not relieve...
Dashy at Ask.Metafilter.Com Mark as irrelevant Undo
Okay here are the details. I bought a car back in December of 2007. I was only financing the car for five months when I then got in a car accident which totaled my car in May of 2008. I was told by my insurance/finance company that the insurance would...
Answer:
Contact the collection agency and have them fax or mail you something stating that you have payed the...
Kevin at Yahoo! Answers Mark as irrelevant Undo
Okay here are the details. I bought a car back in December of 2007. I was only financing the car for five months when I then got in a car accident which totaled my car in May of 2008. I was told by my insurance/finance company that the insurance would...
Answer:
If you paid the balance to the finance company, they should update the account to paid. If you paid...
Kevin at Yahoo! Answers Mark as irrelevant Undo
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