Do you know any way to get credit report online?

Anyone know of a sure fire and quick way to get your credit report cleaned up?

• I have a less than satisfactory credit report. Most things on there are from years ago, when I was young and stupid. Most have been paid off. But they're still there on the report, which brings my rating wayyy down. I know that somehow there is a way to do it, I just don't know how to. Please help!!

• Answer:

  First, if they are older, like 4+ years, they arne't having as much effect as they once did. This only counts if you actually started establishing new, good accounts. Go order all three reports and dispute every single bad item-- late pays, collections, defaults, etc. Within 30 days you'll find out if they remove the items or not. Most people can get about 50% of the stuff removed-- especially old paid collections-- because companies dont respond or dont care or dont have the records from years ago.