WHat is the different between available balance and current balance?

Let’s learn wHat is the different between available balance and current balance. The most accurate or helpful solution is served by Yahoo! Answers.

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Can someone PLEASE tell me what Available Balance is verse Current Balance in a Checking Account?

I just got my 1st checking account, I called my bank number to get my checking account balance, and my available balance was like -100 and my current balance was a positive 330. What does this mean? Did I overdraw? I;m really nervous, please someone tell me!

Answer:

Your "available" balance will always be a correct and accurate indicator of what is in your...

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Yup* at Yahoo! Answers Mark as irrelevant Undo

Other solutions

If my current balance is different to my available balance, which one do i go by?

hi, i was wondering whether to go by my available or current balance whilst making a purchase, for example, if my current balance was £15 but my available balance was £10, would i be ...show more

Answer:

You might be able to make the £15 purchase, but unless you put another £5 into your account fairly quickly...

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HIZXPD6GUD2IBDBRZKI4NSMGII at Yahoo! Answers Mark as irrelevant Undo

What does it mean when my current balance is smaller than my available balance?

On my checking account e-statement it says my current balance is $20 but my available balance is $150? I have direct deposit and I'm suppose to have been paid tonight.

Answer:

It means your available balance is $150 (probably because you just recently got some money deposited...

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SharkFin... at Yahoo! Answers Mark as irrelevant Undo

What's the difference between "available credit" and "current balance"?

It says my available credit is $78.00 (credit limit $500.00) and current balance $58.50. Does that mean I have no money or 558.50? Can I use my credit card at all at this point?

Answer:

It means that the amount of credit that you can use right now is 78 and you currently owe 58.50 you...

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ferito at Yahoo! Answers Mark as irrelevant Undo

My available balance in my bank account is $700 more than my "current balance" when I check balance over phone?

I found a lot of yahoo questions in which people say that their available balances are less than their current balances, because that's how much they're able to spend. But my available balance is 700 more than my current balance. I am confused, and wondering...

Answer:

Honestly, I'd call someone at your actual bank instead of an automated phone...because it could be a...

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Dont Know at Yahoo! Answers Mark as irrelevant Undo

My current balance is less then my Available balance?

I use Rockland Trust and I put money in my account and it says Example: Current Balance 123.32 Available Balance 213.00 now if my Available balance is higher than my current does that mean i can make debit purchases with it but i cant withdraw it or...

Answer:

Current Balance is the balance of your bank account at the end of each night's processing. So if you...

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Dustin Diehsner at Yahoo! Answers Mark as irrelevant Undo

What the difference between current principal balance and beginning principal balance?

Can someone please tell me what the difference is between current principal balance and beginning principal balance? I am in the middle of a massive nightmare with my mortgage company. They are located in India and have told me I can't speak to anyone...

Answer:

The initial principle balance at the BEGINNING of the period covered by the statement. The current principle...

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D at Yahoo! Answers Mark as irrelevant Undo

Bank balance: Why are my available funds different to my balance?

Ok so say my balance is £533.50. My available funds however are only £500.08. I know that some things take time to come out etc etc so it shows you what's really available once they've come out but in this case I'm confused.. This morning...

Answer:

Checks take several days to clear before you can spend the money. In the US, we have a thing called...

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Yeah. at Yahoo! Answers Mark as irrelevant Undo

My current balance is positive but my available balance is negative?

When I send a balance check text to my bank, it says the Current balance is ~$85 but the Available balance is -$22 (May include overdraft) Can anyone tell me what is going on?

Answer:

Probably the current balance includes uncleared check presented by you.

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FLWWJC44B7TQM5TEM7CYIJXURI at Yahoo! Answers Mark as irrelevant Undo

Online banking: Is my available balance what I can spend now?

I'm very new to all of this. So be kind to my stupidity. LOL! I had $1.64 in my checking account earlier today and then deposited $496, bringing me to $497.64. Here's the thing. - My online account activity says the deposit I made is PENDING. - It says...

Answer:

you did not mention if the deposit was cash or check. if it was a check that was deposited, the pending...

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