WHat is the different between available balance and current balance?

My current balance is positive but my available balance is negative?

  • When I send a balance check text to my bank, it says the Current balance is ~$85 but the Available balance is -$22 (May include overdraft) Can anyone tell me what is going on?

  • Answer:

    Probably the current balance includes uncleared check presented by you.

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Other answers

You have $107 worth of purchases pending. The money has been earmarked for a transaction, but has not gone through yet.

Current balance includes the check you sent, Available balance means the check you sent hasn't cleared yet. You might want to slow down on your spending. TWD

2WD

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