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WHat is the different between available balance and current balance?

What does it mean when my current balance is smaller than my available balance?

  • On my checking account e-statement it says my current balance is $20 but my available balance is $150? I have direct deposit and I'm suppose to have been paid tonight.

  • Answer:

    It means your available balance is $150 (probably because you just recently got some money deposited) but your statement balance right now for interest calculation purposes is $20. I would expect that tomorrow they would be equal if you checked. Edit: Guys read the original question. His/her _available_ balance is _higher_. Funds are not on hold. It's the exact opposite.

SharkFin... at Yahoo! Answers Visit the source

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it means you are waiting for the release of the cash as it is still being transferred as paperwork ahem computer is a little faster it means wait 2-3 hrs and you are paid

It means that you got a deposit of $130 which hasn't completely gone through yet and therefore isn't available yet.

gomanyes

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