How hard is it to be a debt collector?

Let’s learn how hard is it to be a debt collector. The most accurate or helpful solution is served by Yahoo! Answers.

There are ten answers to this question.

Best solution

How must a debt collector respond to a request to validate a debt?

A law firm contacted me via registered mail claiming I must pay them for money owed my condo home owners association. I wrote them and asked them to validate the debt and can show they received my letter. I never received a response. They continued to...

Answer:

They can't place a lien against your condo without first getting a judgement. Did you get a default...

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Vernie G at Yahoo! Answers Mark as irrelevant Undo

Other solutions

How Can You Tell if a Debt Collector Has Bought a Debt or is Working as an Arm of the Original Creditor?

I’ve gotten conflicting direction on this so I’ve added a lot more detail and am asking the question again. I’m trying to figure out if this debt is still owned by the original Creditor or has been sold to the Debt Collector that contacted...

Answer:

Your accounts have been charged off and now a collection agency has it, You'll have to deal with the...

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Mike at Yahoo! Answers Mark as irrelevant Undo

How legal is it for a debt collector to call a friend?

I did some reading online but I need a little more information... My old roomate (from over two years ago) sent me an email saying that a chinese man keeps calling her for me... He says that I put her name down on something... What I don't know!!! She...

Answer:

1. They cannot discuss details of the debt, but saying they are a debt collector is not illegal. 2....

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HOW TO TRACK DOWN A ALLTEL DEBT COLLECTOR TO PAY A PREVIOUS BILL?

I recently tried to get a loan from the bank but i was denied because of alltel debt collector. I do know what bill they are talking about but i cant make any payment because for some reason its not showing up in the alltel system. so now im stuck with...

Answer:

You pull your credit report from http://annualcreditreport.com The collection agency's contact info...

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How would you prank an incoming call from a debt collector?

I get calls from debt collectors harrassing me for debts, sometimes they are real, and I will work things out, but plenty of times they are not. They are not mine or I paid the company and the debt collector still feels I owe them. In any case, I want...

Answer:

My cell kept getting calls from debt collectors for some guy named Andre who apparently owes a lot of...

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I owed a debt collector money but the case status is closed. How come I still can't get a credit card?

I was wrongfully charged by a doctor 3 years ago, when I was 19, so I decided to not pay for it. I was contacted by a debt collector once or twice but haven't heard from them since. I checked out my credit report online and it lists that I have money...

Answer:

Alchemist is wrong....when you dispute a report it does not get removed while it is being investigated...

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How do I go about settling a debt with this debt collector, PN Financial?

My mother got a letter in the mail Thursday from PN Financial stating I owe $1000 and some change. In the letter they say they will settle for $500. I have until the 30th to pay it or they will go to court and garnish my wages. I have never been contacted...

Answer:

1) When a debt collector first contacts you, your first step should always be to request validation...

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James G at Yahoo! Answers Mark as irrelevant Undo

How to sue a debt collector?

Just saw my credit report. Had a debt 8 years ago that has been put on my credit report without validation, a collector that called my husband, that had nothing to do with the debt, as well as me - before even sending me a letter. Then sent me a letter...

Answer:

It is not worth the time or energy. Go to all three reporting agencies and file a dispute. They will...

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Jess T at Yahoo! Answers Mark as irrelevant Undo

How do I end a dispute of a fradulent debt with a collector? (Without paying it!)?

Due to a mistake on their part AT&T believes that I owe them money that I do not. I was contacted by a debt collector, and I immediately disputed the debt in writing. The Debt ...show more

Answer:

Let me guess- it was Palisades Collections or similar name that contacted you about the bogus account...

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KRP7NXAE6NYUUR4KRSWEJV5W2I at Yahoo! Answers Mark as irrelevant Undo

How do I get a debt collector off my back for my Exs debt?

I recently got a call from a debt collector from my ex wifes school loans, we have been divorced for 8 years, they say my name was used as a reference,should I be worried?

Answer:

A reference means nothing even if they are telling the truth, laugh at them. If they continue to try...

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V2Z7XUZVVJVENIQ32GEHDLC4M4 at Yahoo! Answers Mark as irrelevant Undo

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