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How hard is it to be a debt collector?

How do I end a dispute of a fradulent debt with a collector? (Without paying it!)?

  • Due to a mistake on their part AT&T believes that I owe them money that I do not. I was contacted by a debt collector, and I immediately disputed the debt in writing. The Debt ...show more

  • Answer:

    Let me guess- it was Palisades Collections or similar name that contacted you about the bogus account. There is specific language you can write into a letter to cover yourself when you sent it to them requesting proof of the debt. You send it via return receipt registered mail and keep all the paper work. That way if they ever try to sue you then you have proof that they never responded.

KRP7NXAE6NYUUR4KRSWEJV5W2I at Yahoo! Answers Visit the source

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That really sucks, I'd hate to have anything negative on my credit report like that... especially for something that isn't your fault. First off, you have to dispute it through AT&T, not the collection agency. There isn't too much they can do about it because they aren't told any of the specifics as to why you owe it... Just tell collections you are filing a dispute and to label it that way and that you are going to contact AT&T about it. They usually stop after that but you really do need to call AT&T and get it taken care of, b/c if you don't and get labeled as a "refusal to pay", they can take you to court.

Jenny

check your check your credit report and if you see there you can file dipute wih the credit reporting agency (not the collecition agent) th credit breau has to follow up on not the collection agent)

travelmaster

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