Insurance for a new driver in Ontario?

Let’s learn insurance for a new driver in Ontario. The most accurate or helpful solution is served by Yahoo! Answers.

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Best solution

Is my son covered on my Ontario, Canada insurance if he lives at home and isn't added as an occasional driver?

My son had a 'not at fault' accident recently and we never added him on our insurance policy as an occasional driver. Will he be covered? We also didn't have collision on the car (only liability) but we were told by the Collision Reporting Centre rep that in the case of 'not at fault' accidents, insurance will usually cover the damage and go after the other driver but that would only apply if they'll cover us at all if they say that we should have added him when he got his licence. Any info would...

Answer:

The guy at the Collision Reporting Centre's opinion isn't worth two cents. He's there to take reports...

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Other solutions

As a mature new driver, do I need to take Ministry of Transport Ontario (MTO) approved driving course for insurance benefits?

Hi there, I'm a 28 year old with a G1 license. I am looking into driving lessons. In the past, I took the Young Driver's MTO course (without completing the final driving test ...show more

Answer:

Yup, you need to take (and pass) the full course in order to get the insurance discount. That's how...

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GJB3OPNNQILGEE6UYVVG7LLVAU at Yahoo! Answers Mark as irrelevant Undo

As a mature new driver, do I need to take Ministry of Transport Ontario (MTO) approved driving course for insurance benefits?

Hi there, I'm a 28 year old with a G1 license. I am looking into driving lessons. In the past, I took the Young Driver's MTO course (without completing the final driving test ...show more

Answer:

If you completed the lessons more than two years ago then no insurer will give you any discount now...

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GJB3OPNNQILGEE6UYVVG7LLVAU at Yahoo! Answers Mark as irrelevant Undo

What are the best/cheapest insurance companies (in ontario) that will insure a "high-risk" driver?

I am a 26 years old male, have full G class license with driver training, and have been driving for over 7 years. I have 2 speeding tickets and a no insurance card ticket all in the last 3 years. On top of the fact that I have had a previous insurance...

Answer:

2 speeding tickets A no insurance card ticket Previous insurance policy canceled due to non-payment...

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Tom Z at Yahoo! Answers Mark as irrelevant Undo

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

Answer:

Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the...

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How much is Ontario car insurance for a cheap car (<$1000) for a teen driver with a G2 licence?

I am 17 years old and recently obtained my G2 licence (Ontario) and I want to buy a cheap car (under $1000). However, I don't have a clue how much monthly insurance would be. I would be under my parents' benefits, but I would be primary driver on the...

Answer:

as no one here has any idea who your parents are insured with you'll have to contact your parent's broker...

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Meg Boo at Yahoo! Answers Mark as irrelevant Undo

IF A DRUNK DRIVER IS INVOLVED IN A COLLISION AND INJURED, THE INSURANCE COMPANY MAY ??????????????? ontario?

IF A DRUNK DRIVER IS INVOLVED IN A COLLISION AND INJURED, THE INSURANCE COMPANY MAY a)ONLY COVER THE VEHICLE REPAIR COST b)COVER ALL THE VEHICLE REPAIR COST AND MEDICAL EXPENSES c)NOT COVER THE VEHICLE REPAIR COST AND MEDICAL EXPENSES d)COVER JUST YOUR...

Answer:

c

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Yop at Yahoo! Answers Mark as irrelevant Undo

Cheap Used Car and Cheap Auto Insurance in Ontario for Young Driver?

I currently hold a G2 class drivers license, Im still attending highschool until June. I am under 18 my birthday is in May when i will be 18. I currently have never had an accident, ticket, or any citation of any kind. I am looking to buy a used car...

Answer:

hmmmmm lotta restrictions there/nobody on here can help you/you have to call local as insurance is local...

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Answer:

depends Depends, violations that show up on the driver's abstract are used by insurance underwriter...

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Answer:

The standard insurance companies would not insure you if you are involved in drunk driving. Once you...

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