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Insurance for a new driver in Ontario?

As a mature new driver, do I need to take Ministry of Transport Ontario (MTO) approved driving course for insurance benefits?

  • Hi there, I'm a 28 year old with a G1 license. I am looking into driving lessons. In the past, I took the Young Driver's MTO course (without completing the final driving test ...show more

  • Answer:

    Yup, you need to take (and pass) the full course in order to get the insurance discount. That's how it works for new drivers at any age. Generally, taking an approved driver training course gives you about a 40% discount the first year. Without the course you get credit for one year accident-free, passing the course gives you credit for three years. Even as an adult driver, you can save money by completing the course.

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