Insurance for a new driver in Ontario?

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

• In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

• Answer:

  Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the policy if you want to.Basically you must get a standard coverage such as 1 million dollar liability or basic coverage if driving it. Hope that helps and best of luck.By the way shop around for quotes but be careful if you've a bad drivers record etc bec checking with too many places can be like lowering your credit rating or status and end up not in your favor. If you want to give me more info such as your age , driving history, number of years driving and last time covered etc I might be able to recommend a company but going through an insurance brokerage can help a lot too.