Has anyone had a debt relief order?

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Debt relief order I have been advised to apply for a debt relief order and wondered if anyone had any advice?

I have about £13000 debts and have been paying a certain amount off each month via CCCS. However due to health implications, I have asked for voluntary redundancy although I am at retirement age I was not due to retire until December. I have been advised by CCCS that I should apply for a debt relief order to deal with my debts rather than go bankrupt, after they had worked out my income I would just have a state pension with pension creidt. I am a council tenant so would get help with rent...

Answer:

Hi Carole, I have a feeling you can't apply for a dro if your assets are over £300. Definitely...

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CAROL B at Yahoo! Answers Mark as irrelevant Undo

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Answer:

Hi there.. there are several pros of debt relief orders.. One is that it prevents the creditors from...

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amysboro at Yahoo! Answers Mark as irrelevant Undo

Debt relief order and Official receivers, and inheritance money?

I have been in 13,000 pound of debt for the last year and been unable to pay anything back because what I did offer they would not accept. I've been told about a debt relief order but wasn't sure about this. My mum passed away at x mas and her house...

Answer:

Hello, I think your question is already answered at this website www.badcredit-loan.co.cc You can also...

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Sarah at Yahoo! Answers Mark as irrelevant Undo

My bank account has gone overdrawn whilst in a debt relief order? How was this possible? Am I in danger?

I don't know how I've been able to go overdrawn in the first place, especially as I am in a debt relief order... I don't know if I am in the wrong for not telling my bank i am in a debt relief order or they are wrong for not checking, I could of sworn...

Answer:

If you haven't told your Bank, WHY ON EARTH did you expect them NOT to let you go Overdrawn ???? Banks...

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Daniel K at Yahoo! Answers Mark as irrelevant Undo

Would a catalogue recover their items if i got them on a debt relief order?

hey i have a huge debt and in that debt is one for littlewoods catalogue for 350pound. I have been advised to apply for a debt relief order from c.a.b and i was just wondering if littlewoods would recover the goods from me?? any advice is greatly appreciated...

Answer:

No because catalogue debt is almost all unsecured, in fact there are very few companies who have old...

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Johnny at Yahoo! Answers Mark as irrelevant Undo

Thanks for all your comments regarding me being on benefits,in debt,on debt relief order & wanting the i-phone?

regarding what you all might think i am certainly NOT trying to beg someone to send me money to buy the phone-it must have looked that way 'cause of all my posts. Yes,i'd love an i-phone 4S but i cant have one unless i saved up out of my benefits-but...

Answer:

I don't think anyone would think that, that's crazy thinking. It's plain and simple and there is no...

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What's the point? at Yahoo! Answers Mark as irrelevant Undo

Has anyone tried debt consolidation or debt relief and how did it affect your credit.?

I don't know if debt relief would be good for my husband and I or not, we have never been late or missed a payment and we usually DO pay more that the minimum but we have over $20,000 on credit cards and I feel overwhelmed. I feel like we will never...

Answer:

Credit card debt consolidation counselors are experts with a good knowledge of debt management, budgeting...

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Rachel N at Yahoo! Answers Mark as irrelevant Undo

Will a Debt Relief Order Affect me applying for student grant?

I'm in £3000 of debt. £2000 overdraft and £1000 credit card. And an currently claiming JSA, so i have no spare income to afford interest charges which are over £60 a month. I have been advised by citizens Advice Bureau to leave...

Answer:

[Quote] The debt adviser will prepare and scrutinise each case to ensure that it meets the requirements...

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highFive at Yahoo! Answers Mark as irrelevant Undo

It's 2 years since my debt relief order, will I be able to get a blackberry on contract?

I started a debt relief order 2 years ago, will i now be able to get a blackberry worth say £250 on contract? Anyway i can sweeten up the credit check, how far do you think they go with the credit check? If I cannot, how long do you think it will...

Answer:

it's a bankruptcy basically. you will be very lucky. i waited until my discharge fell off end of the...

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Daniel K at Yahoo! Answers Mark as irrelevant Undo

What implications are there for potentially finding work during or following a debt relief order?

What implications are there for finding employment during or following a debt relief order? I certainly wouldn't mention it but can a potential employer find out? would they?

Answer:

They will find out if the job you're looking for requires a credit check.

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Kieran at Yahoo! Answers Mark as irrelevant Undo

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