My bank account has gone overdrawn whilst in a debt relief order? How was this possible? Am I in danger?
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I don't know how I've been able to go overdrawn in the first place, especially as I am in a debt relief order... I don't know if I am in the wrong for not telling my bank i am in a debt relief order or they are wrong for not checking, I could of sworn i wasn't aloud to go into overdraft before, just came back from abroad now I'm 80£ overdrawn... I don't know what to do now... Please help...?
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Answer:
If you haven't told your Bank, WHY ON EARTH did you expect them NOT to let you go Overdrawn ???? Banks make almost ALL their profits by letting people go overdrawn (so they can charge you MASSIVE penalties and fees and interest ... as I'm sure you have already found out ..) ... so, it's REALLY NOT IN THEIR INTEREST to do any 'checks' on their customers before letting them overdraw ... I suggest you check Bank Statement VERY CAREFULLY.... sudden unexpected drops in your balance may well be the result of fraud or theft from your account, ESPECIALLY if you used your Debit Card whilst you were abroad (for example, it's not unusual for some vendors in some countries to 'make a mistake' and put through the same payment TWICE (perhaps 1 day apart) and hope you don't spot it ..)
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