Whats the best way to repair a credit rating?

Let’s learn whats the best way to repair a credit rating. The most accurate or helpful solution is served by Yahoo! Answers.

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Whats the best way to repair a credit rating?

Nothing too sinister on there, just used to be pretty bad at paying bills on time. Looking to apply for a mortgage in spring and would like to bring my credit upto scratch.

Answer:

Not much you can do but be current on all your bills. Your mortgage company may want an explanation...

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Other solutions

Is there a way to repair my credit rating quickly after having a debt company?

I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family? 1) Is this true? 2) Can anything be done to...

Answer:

First of all, everyone who has credit has some sort of credit rating. If your accounts were paid off...

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Whats the best way to improve your credit rating fast?

whats the best way to improve your credit rating quickly i had a late payment on a mobile phone bill when i lost my job 4 years ago and my credit rating is 671 on experian how can i ...show more

Answer:

Cell phone companies do not report late payments to credit bureaus. They do not report your monthly...

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Whats the best way to get approved for a credit card if you don't have a job and a bad credit rating?

is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?

Answer:

First get a job and build some credit...then there are credit cards within Mastercard and Visa that...

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I'm trying to repair my credit. Whats the cheapest way to monitor my credit score periodically?

I'm 31 and I'm trying to pay off about 10 different things that went to collections from my youth. I'm making small payments on two of them currently. Most are hospital bills, not sure if they count? I was also wondering if its best to pay of one off...

Answer:

Paying off defaulted debts won't improve your score. And you don't need to waste money on a monitoring...

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Whats the best way to pay my credit card?

I am trying to biuld my credit rating and I was wondering what the best way is to pay my credit card balance. At the moment I pay it in full every month, but since then I have found ...show more

Answer:

credit reporting agencies have nothing at all to do with credit scores. Lenders buy the formula they...

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Best way to repair my Credit?

I have a credit score its in the mid 600's but i never get accepted for ANY THING... I WANT BETTER CREDIT... whats away to move it along steady and slow or hella fast?

Answer:

It depends on why they are turning you down. You need to find out why before you can fix it. You may...

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Whats the best way to get rid of credit card debts??

what are the differences between credit counseling, debt consolidation and does it affect your credit rating??

Answer:

i'm 36 divorced, remarried--when we met we had 43,000 in the red!!! we paid it off by focusing on paying...

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Good net worth; no credit. Where do I start?

I have been investing in stocks and savings bonds since I was a child. I have no credit, but a large net worth ($300k in investments with quarterly income from dividends). Whats the fastest, cheapest way to build my credit? I'm not interested in wasting...

Answer:

Why are you so concerned with getting credit if you're so good at making money? It's takes at least...

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