Whats the best way to repair a credit rating?

Whats the best way to get approved for a credit card if you don't have a job and a bad credit rating?

  • is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?

  • Answer:

    First get a job and build some credit...then there are credit cards within Mastercard and Visa that are given to those with less that perfect credit.

taz at Yahoo! Answers Visit the source

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maybe you dont need a credit card just yet

kris

Who would want to lend money to someone who has not got a job,and has a proven history of not paying their debts?

The Bricklayer

i'm not sure about no job. but try orchard bank. they are good for people with bad credit.

Aubrey's mommy

No their isnt it can be really hard to get a credit card but in an application you can pu down a business name where you use to work they dont verify it. Another altenative is to get a prepaid visa or master card if you dont want to carry cash.

bruja

Get a job and improve your credit rating first. Otherwise you are heading down the road to life-long debt, and you're not going to like it.

megalomaniac

hey if you don't have a job how are you going to pay your credit card bills??? just leave it alone and the ones of us who do pay our bills will not have to pay yous for you.

roy40372

Please don't get one!! I got a credit card when I was 19 and I'm now 22. I had a $700 max on it and a 16.9% APR, you don't want something like that. I didn't have a bad credit rating when I got it but it wasn't that good either. I'm still trying to pay it off because I didn't have a job at the time and just bought everything with it. I'm now at $900 which is really bad because I only have a $700 max. Please think a little harder before you get one, you don't want to have even worse credit because you can't pay if off because you don't have a job.

speedy_me18

You can try getting a "Secured" credit card. One where you deposit money into it and can use it as a credit card. It has a Visa or Mastercard emblem on it. You can try going to www.babyphat.com or www.phatfarm.com. They offer a credit card that you can do direct deposit to and works anywhere that accepts major credit cards. Hope this is helpful!!!

icu_baby_99

If you don't have an income, you won't be approved for credit. If your score was 850 (the FICO maximum) but you have no income, you will be denied for lack of ability to pay.

STEVEN F

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