I need $250-300 for college books... I have less than a week... & NO money at ALL, what do I do (more inside)!?
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I need around $250-300 for college textbooks. My classes start in less than a week. I have no money. My parents won't help me, they already paid for my tuition (It was around $1,300, [community college] & told me books were my responsibility. Is it too late to take out a loan? I'm 18 & have no credit (despite the fact that I've been paying my own car insurance every month for the past few months...) I work part-time making min. wage if that matters. I'm broke right now because I had to pay to get my license reinstated, my car needs an oil change & inspection, & a wholeee lot of other reasons (Because I know you guys are going to ask). I'm going to apply for financial aid/fill out the fafsa, but I've waited too long & it won't help me now. Is there any way I can get $300 from ANYWHERE in time??? Would I even be eligible for a student loan or grant?
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Answer:
Get a payday advance, it's expensive but there's no collateral. Just make sure you have the money to pay it back later. Other than that, you have other alternatives: Find friends to study with, and use their books at the same time that you're studying. Great way to make friends. Go to the library, they usually have several copies of every text book for every class, study there and use those books for free, or make photo copies of the chapters you need. Talk to your professors, most of them will by sympathetic to your situation, and may be willing to print out the pages for you, or lend them their version of the book.
Esme at Yahoo! Answers Visit the source
Other answers
Do you have some generous grandparents? Maybe give them a call and tearfully explain your plight. Otherwise, I'm not sure what to tell you.
tehzephyrs0ng
The best thing to do is look on Amazon and eBay for used textbooks. There, textbooks don't cost $250-$300 and you can resell them after the semester to make some money. Yes, the college is right. This is not high school in which textbooks are given to you, it is your responsibility to buy textbooks needed for your classes.
The Historian
you could get the money from stripping :)
Your school library will most likely have the books you need for class. Take note of what pages you have to read/answer questions from until you can afford your books or secure financial aid. Keep in mind you may find out your class will not need to use the textbook extensively - so you may not need to buy it at all.
V
Sounds like you should of been more responsible got a job or if you had a job saved you money a little better. Your not always going to be able to "borrow" money off people.
babydollz
if you have any old junk in your house you could always scrap the metal. Or, you could always do yardwork for your neighbors. if you explain to them that you need to buy your textbooks they may be willing to give you more money. Also you could rent your textbooks from websites like Chegg.com or buy them used from half.com or amazon.com. All of which tend to be less expensive than buying them from your school.
CollegeBlonde
Maybe you should wait till school starts, some classes don't even use the textbooks.
safia
Half.com and Amazon marketplace you can usually find used textbooks for WAY cheaper. Many professors are also ok with students purchasing an old edition of the textbook, which is often half the cost of the current edition or less. But being that you have absolutely no money, that may not even be an option for you. When I was a student, my professors would almost always have at least one copy of all the books we needed on hold at the university library. We couldn't take it out of the library, so it was a little inconvenient, but it was nice to at least have the option and have access to the books we couldn't afford otherwise. You should ask your professors if they do this, or if there's any way they could do this for you.
squattingdarkling
You will not qualify for a loan on your own with no credit history. Car insurance, while often requiring a credit check when applying, does NOT report to the credit bureau unless you owe them money that ends up in collections. Cell phones are the same way. Your parents can cosign on a loan for you but you need to really do your homework when searching for private student loans to make sure you apply for ones that will get the money to you quickly. You WILL need a cosigner though. Alternatively you can ask your parents (or other family member) for a loan. Put it in writing that you will make payments to them out of each paycheck you get until you've paid them back in full. Explain to them exactly why you cannot buy them yourself and how you plan on budgeting your future paychecks to pay them back. Do not buy your books at the bookstore, no matter where you get the money. You will be wasting a LOT of money that way. I got a brand new history book from amazon cheaper than the used book price at school.
Supercell
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