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Who applies in car insurance, the owner or the driver?

In Colorado, if you get hit by a drunk driver and the owner of the car isnt driving, who's insurance pays?

  • The owner of the car was in the passenger seat but the driver was drunk. Trying to find out who pays, the owner's insurance or the actual driver's?

  • Answer:

    Well since the car hit you and the owner wasent there, the owner still has to pay insurance.

slinkiet... at Yahoo! Answers Visit the source

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You need to file an insurance claim with YOUR company and they will help you with the other company..

Honey Pot

owerner's

mkimkilop

Both would be in the suit. A judge would decide the matter, usually the driver's insurance would have to pick it up, and the left overs (if the insurance from the driver does not cover the suit) would be coming from the owner of the car's insurance

fade_this_rally

The car owner's insurance pays.

Shana B

Cars are insured, not drivers

Entidtil

i believe it's the owner of the car.

Mighty Mitch

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