Why am I never getting charged interest on my credit cards?

Let’s learn why am I never getting charged interest on my credit cards. The most accurate or helpful solution is served by Yahoo! Answers.

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Why am I never getting charged interest on my credit cards?

Okay so I'll admit I don't really know how interest on credit cards work, so maybe I just don't understand what's going on. But I have three credit cards, all with varying interest rates. I always pay at least the minimum payment and always pay on time. I usually leave a $5-$15 balance, never leaving a $0 balance. I'm just trying to figure out why I am never charged interest. One of the cards has a 13.99% rate, one is 17.99%, and the other is 21.99% (I'm only 20 years old, that's why the rates are...

Answer:

Why on earth would you leave a balance on $5-$15? I have no idea why they aren't charging interest....

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Mike-Q at Yahoo! Answers Mark as irrelevant Undo

Other solutions

What are interest rates on credit cards?

I tried googling it but i keept getting muddled answers. Can anyone explain what interest rates on credit cards are? AND: If i pay the balance of the credit card ON TIME and EVERY MONTH, will I ever have to pay any money beyond what I charged to the...

Answer:

If you pay a credit card in full each month when you get the bill, you never pay interest. That's all...

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Lizz L at Yahoo! Answers Mark as irrelevant Undo

Are the airmiles credit cards worth it, or is there a catch??

I will be paying off my bill in FULL each month, so I will not be charged any interest. I have been eyeing up some airmiles credit cards - like the BMI mastercard and the Virgin Atlantic credit card, but are they as good as they sound? I know you get...

Answer:

The biggest catch tends to be the huge annual fee. There are usually fees for using your miles and you...

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bobby t at Yahoo! Answers Mark as irrelevant Undo

How do Credit Cards Work?

Well I'm thinking of getting a Credit Card from Best Buy (For the 18months to pay offer without interest) so I can buy a Canon 5DmrkII BUT I don't know how credit cards work exactly (I'm not sure I'll even get the card) If i own this card will I have...

Answer:

Credit cards are good to have if you ever decide on asking the bank to loan you the money. For 18 months...

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Imp at Yahoo! Answers Mark as irrelevant Undo

With credit cards, am I always charged interest, even if I pay on time?

Okay, I seem a bit confused and I'm not getting straightforward answers by searching online, so I'll try to explain as best as I can. If I were to get a credit card that said it has an Intro APR of 0% for 6 months, and an APR of 13.99%, does that mean...

Answer:

It's 0% for the first 6 months after you activate the card.

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brillian... at Yahoo! Answers Mark as irrelevant Undo

How does the interest on my credit cards get lowered?

I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But...

Answer:

I'm in the same situation. Here is what I found out. Recently I called one of my credit card companies...

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sls.spec at Yahoo! Answers Mark as irrelevant Undo

My credit score is 710/719/710 why do I keep getting denied credit cards?

I am a little curious as to why I get denied. I am 21 years old and I am trying to establish credit, and steadily build upon it. Because of this I have attempted to get a second True credit card.(explained below) To my surprise, I have been declined...

Answer:

When you're declined you get told why. Remember?

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Will at Yahoo! Answers Mark as irrelevant Undo

Does getting credit counseling hurt your credit rating??? The places where they lower your interest ..ETC...?

Does getting credit counseling hurt your credit rating??? The places where they lower your interest ..ETC... I am in debt and I am sick of it. I have not gotten anywhere the last few years with my debt the way Im paying them. I also do not want to go...

Answer:

A friend of mine did this. He thought it was great because his payments went down. Then he found out...

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oscar545... at Yahoo! Answers Mark as irrelevant Undo

What is Purchase Interest and Cash Interest on Credit Cards?

What is Purchase Interest and Cash Interest on Credit Cards? I'm still confused why I do get charged on Purchase and Cash Interest on my credit Card? I'm paying b4 the due ...show more

Answer:

When you buy an item using credit cards from a store and you make the payment in time no interest will...

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6ACIAH4KRPRKWWMDWZDIRYHZY4 at Yahoo! Answers Mark as irrelevant Undo

Why do you pay interest on previous interest charges on credit cards but not for mortgages?

If you are charged $10 one month for interest for a balance of $1000 and don't pay anything you will get charged next month for a balance of $1010. It just keeps building like that... How come mortgages are set up differently? For example, if I take...

Answer:

Both accounts charge interest based on the balance. If you didn't make the mortgage payment, you would...

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Stephen T at Yahoo! Answers Mark as irrelevant Undo

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