Canada Home Reno Tax Credit - what do you really get back?

You Get a nonrefundable tax credit meaning you get $1350 off your tax bill. Once your tax liability is reduced to 0 from all nonrefundable tax credits the excees credits are nonrefundable so they would do you no good. However There is a difference between a non refundable tax credit and a tax deduction like a RRSP contribution. The total amount of the contribution is subtracted from your total income and in the case of a person earning $40,000 there marginal tax rate increases with income over $37,885 so there taxable income would actually be reduced by the deduction meaning they would not be taxed on this amount that normally would be taxed at 22% Hopefully I am not too confusing. Thanks

The answers above are correct. A little background information: The HRTC is a non refundable tax credit. The implementation of non refundable credits is designed so that all taxpayers get the same benefit, no matter the income. The way that's done is that, instead of reducing INCOME, they just generate a fixed credit on TAXES, based on the lowest tax bracket (15%). Thus, the $9000 of spending (the credit applies for expenses between $1000 and $10000) results in $9000 x 15%= $1350.