Does the price of an engagement ring matter?

Does ring price matter to you?

  • A few months ago I went and looked at engagement rings with my girlfriend. She didn't know it but I wanted to get one for her for Christmas. This is the particular ring she chose: http://www.kay.com/webapp/wcs/stores/servlet/product1%7C10101%7C10001%7C-1%7C161190905%7C15051%7C15051.15057.15106 As you can see it is pretty pricey. I wanted to get it for her so bad, and I saved my money for the intervening months hoping to get it when it was on sale. I've been super excited about it. But it turns out that the sale was only $600 off and I have bad credit (I'm a 22 year old student... never took out any loans or anything), so I could get hardly any financing at all. There was no way I could meet the down payment. I have money in a CD account but there is a huge penalty for taking it out early, and it won't mature for like 7 months. I just can't afford this ring... I'm so disappointed and depressed. Especially since I already got her hopes up and previously told my family I was going to get it. My parents can't lend me the money for it because our furnace just went out, and there's all the other Christmas expenses to cover. She just hinted recently that she wanted a ring for Christmas. I came up with an excuse why I couldn't get one for her, and told her I would do it later (her birthday is in February but I still won't be able to afford it then). I just don't know what to do. Should I wait and save up my money? Or get her a cheaper ring for her birthday? She said she doesn't care about the price so much, but she'll have to live with the ring forever and I don't want her to feel shortchanged. How much does the price really matter?

  • Answer:

    It shouldn't matter how much the ring cost. If she wants a really expensive ring and is going to worry about it, then i would have serious reservations about marrying her.

mehe at Yahoo! Answers Visit the source

Was this solution helpful to you?

Other answers

If it's an option - I think that you should try to get her a cheaper ring that's exactly what she's looking for! I think this is a lovely ring, but I also think that it's WAY overpriced! You should look on bluenile.com - they are MUCH better priced than Kay and they are MUCH better quality than Kay. For example: http://www.bluenile.com/design.jsp?filter_id=1&set_shape=PR It's the same quality diamond, but this one is GIA certified (the same place that certifies all Tiffany diamonds), instead of the EGL certification on the Kay diamond. The bluenile.com ring is $2500 cheaper than the Kay one. Another good thing about bluenile.com is that there is no sales tax - so that saves you more $$. The price of the diamond ring does not matter as far as "proving" how much you love your fiance. BUT, the ring should be an amount that's enough to show you are willing to sacrifice to provide this symbol of your love. I think by saving for a little while longer to buy her the ring of her dreams, you are showing that you are willing to sacrifice for her. But, that Kay ring is more than my engagement ring and my fiance and I make a combined almost $180k a year! Go with the bluenile one... it's better quality anyway!

Farris

omg. i so didn't expect the ring to cost that much when i opened the link! woah. dude, don't spend that much! i'm a 20 year old student so i know how much money that is to poor people like us!!! i would take a photo of it and then go find out how much it would cost to have something like that made or i would look in other shops and see if i could get something like it, obviously she wants a diamond solitaire in white gold setting, so just get something along those lines. $6000 is HEAPS for an engagement ring by anyone's standards and since she didn't know you were seriously looking she probably picked the most big and expensive one she likes thinking she would never get it but instead be given something similar but less pricey one day. you really do not need to spend that much! i mean, any girl would love a $6000 piece of jewelry but $1000 for a piece of jewelry is expensive, so this is reaching insane! good luck though!

la lola

WOW. the ring is beautiful, but you're right, it's quite pricey. The thing you may want to keep in mind is that as your marriage continues, you may want to upgrade on rings (anniversary presents and/or renewal of vows). If you go crazy on her first right, it may be difficult to outdo the ring. What you have to think about is your financial situation. Don't get yourself into debt over a ring. Explain to her how much you would have loved to get her that ring, how you tried to work it out but couldn't come up with a solution right now. Trust me, if your fiance knows how much you love her, the ring won't matter in the least. It is so adorable how much you want this ring for her because of how much she loves it. It shows how you would do absolutely anything for her. But with that said, you do have to consider staying within a budget you can afford. Before too long, you'll also have the expense of a wedding and honeymoon to pay for. Good Luck, I am sure whatever ring you get your fiance she will absolutely adore!!!

megs9

if i were your mum i would smack you for even thinking of spending that kind of money on a ring! and if i were her mum i would be embarassed that she would expect a ring that expensive when she knows your circumstances! don't you dare go into debt for a ring! you can find beautiful rings for far less money than that - in fact you should be able to find a pretty ring for 10-15% of that price....wow! ok, now the lecture is over why don't you look at rings with stones other than diamonds - personally i find diamonds are cold and sterile looking - i much prefer colored gemstones. you know the birthstone for february is amethyst which is an absolutely beautiful stone. the color is gorgeous and you could find some really great rings with amethysts in them. make her engagement ring truly unique by giving her one with her birthstone. do a google image search on amethyst rings you will get dozens of photos of various rings and they are all gorgeous! and not any where near as costly as that ring you were looking at! good luck and come back and let us know what you choose!

forever blue

Honestly, I'd say forget the price. If you want to get her a ring, just get her one that doesn't have 'the name' if you know what I mean. It's a colorless diamond so they think they need to charge you more. Go for something else. I mean, still get her a white gold, princess-cut diamond Solitaire but maybe only get a 3/4ct or get a 1ct but don't get that one since it's so much. You're only 22 and shouldn't be trying to buy a ring that's over 5k if you don't have anywhere near the money. It's really not worth it. And don't start your relationship in debt. If you buy a ring that's not colorless (anything other than DEF) you'll be fine and nobody will know it's not colorless. Just buy something less expensive.

Blondee

I wouldn't spend so much on just the engagement ring. After 5 or 10 years of marriage when you are stable in jobs, maybe you can afford to buy her something that expensive then. I she really loves you, she will be happy with whatever ring you get her, and in the long run she will want you to be secure instead of saddled with a huge debt for the next 5 to 10 years.

AB

You should be able to get a ring similar to that elsewhere. Also that seem like a large diamond. It shouldn't have to be that big. She may think it would be great to have a big rock, but in actuality it can get snagged on things and become more of a pain than its worth. It should not be about the cost of the ring, but the thought and intention behind it. Good Luck

Amy M

To me the price isnt an issue i think if you should get what you can afford....have you checked into getting maybe a diamond on a band and after you have money saved up you can get her a really nice setting! the diamond doesnt have to be very big because you can add alot more detail to the setting!! Hope this helps...i found this one and to me i cant tell the difference between 1 carrot and 3/4 cARROT AND ITS REALLY PRETTY its the first one http://www.zales.com/family/index.jsp? categoryId=2109136&camp=SSP_HomePage My husband bought mine from an independant jeweler and said that zales, kays, and places like that mark up the diamonds soooo much because he checked into it, so try one of them, or a promotional diamond!! Hope this helps!!!!

msdoss2b

Dude, don't blow all your money on something that has a 50% chance of failure. Like that CD of yours, if the bank had told you that there was a 50% chance your money wouldn't be there, would you still have put your money down on that CD? I would hope you are wiser with your money and I hope you finish school and get a career before you get bogged down by a woman.

Lenny K

Just Added Q & A:

Find solution

For every problem there is a solution! Proved by Solucija.

  • Got an issue and looking for advice?

  • Ask Solucija to search every corner of the Web for help.

  • Get workable solutions and helpful tips in a moment.

Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.