If an American is going to visit Canada and buys travel insurace,must he already have regular health insurance?
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in USA? can he buy only travel insurance when he travels to Canada when he doesn't have a regular insurance in USA
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Answer:
Yes anyone can buy travel insurance you don't have to have coverage at home. You are simply buying insurance coverage and it has nothing to do with anything else. There are different plans and you have to check to see what your plan covers. The company you are considering using should have brochures telling you what is covered. Most will have some kind of medical coverage. You do have to declare all preexisting conditions when signing up or you will make the policy null and void.
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Other answers
You need emergency medical coverage. You need to check with your health insurance provider in the USA, tell them you're going to Canada and find out whether they'll cover you in Canada. If not buy more.
knh959
No.
You need verification that your auto insurance fulfills Canadian requirements (call your auto insurance company for a verification card which you will have to show to the Canadian police if you are in an accident or otherwise stopped) but you do not need health insurance. If you need Canadian health services you will be billed, which you will need to pay, filing for reimbursement from your American health insurance company if you have one.
Hank
Yes you can buy just travel Insurance sometimes called trip insurance different plans cover different thing. Example emergency health care ,flight cancellation, car rental insurance and so on. Many credit cards offer this at a low cost while you are on vacation.
Rona Lachat
No. You can buy travel insurance as a one off.
thinkingtime
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