In case of car accident where the at-fault party does not have insurance, how do you seek the money back?
-
My wife got in a car wreck with our baby (a dude in a small company's car hit our car and sped away but the police later caught up with him) and our lawyers said they have had to drop the case because they say the party at fault does not have insurance coverage at all. She has been going to the med and her back is hurting. Now I'm looking for the legal solutions. Our car, which was totaled, had a value around $3800 (so we sure didn't have full coverage) and by the time you add the hospital bill, well, you go over $5000 which is the maximum we could have sued for in small court. She has lost her job since then, so we are just trying to get back on our feet here. What should I do. Was our lawyers' policy of dropping the case justified and ethical? Should we hire another lawyer? Should we sue the other owner in a different kind of court ? Is there anyway we can keep the med. bills from hitting us while we take care of all this ? Also, this is happening in the state of Texas.
-
Answer:
You should hire another lawyer. You can sue the party that does not have insurance, but if they don't have the money for insurance, they probably don't have the money to pay you any judgment that you'd win. I'm presuming you did not have uninsured/underinsured motorist coverage. Did your wife lose the job as a result of her hospital time? She may qualify for disability benefits from the state and from Social Security. Good luck.
Amazon at Yahoo! Answers Visit the source
Other answers
Check with your insurance agent. You should have un-insured motorist coverage. That would cover you for your car and the medical bills. If not, I would say get another lawyer and since the guy that hit your wife was in a company vehicle, I would have the lawyer contact the company. The company should have insurance.
annmariet14
What is a car, is that like an X wing fighter, I hate those.
Darth Vader
sue em or go for restitution get a lawyer qiuk and sue those *****.
idirtysanchezu
Get another attorney just as fast as you can. You can get a Finding against the party at fault and it will stand. You can use the Court Order to place a lien on property that might be acquired in the future or even future salary. Talk to the hospital. When they find out there is limited insurance they often will alter their fees to a "no insurance rate". Good luck. Married to a lawyer
mimilundgren
Do you have insurance? If so, then your insurance company should go after them. If not, I can't see why the lawyer can't go after the company, since the guy was in a company care but I can't believe a company wouldn't have insurance on their vehicles. Get a new lawyer!
Sugar Magnolia
You take them to small claims court and let the judge decide the case. But don't wait too long.
misaac2007
Related Q & A:
- How to get money back for a ZUMIEZ gift card?Best solution by ehow.com
- Did your insurance premium go up after an accident that was your fault?Best solution by 360financialliteracy.org
- How long until I get my money back on PayPal?Best solution by Yahoo! Answers
- How to get money back from ebay?Best solution by Yahoo! Answers
- How long will it take to get the bail money back?Best solution by ChaCha
Just Added Q & A:
- How many active mobile subscribers are there in China?Best solution by Quora
- How to find the right vacation?Best solution by bookit.com
- How To Make Your Own Primer?Best solution by thekrazycouponlady.com
- How do you get the domain & range?Best solution by ChaCha
- How do you open pop up blockers?Best solution by Yahoo! Answers
For every problem there is a solution! Proved by Solucija.
-
Got an issue and looking for advice?
-
Ask Solucija to search every corner of the Web for help.
-
Get workable solutions and helpful tips in a moment.
Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.