Help with student loan please?

Debating between what student loan is best- any help please?

• Hi, I'm trying to figure out what student loan is best for me. I am transferring from a community college to a cal state, financial aid wont be enough since I will be moving out on my own, off campus(i can you imagine the expenses). Anyways, I know that there are different types of loans, like private ones, school ones, citi bank also offers student loans, but I am so confused as to which one is best suited for me. Whats the difference? which one has a lower interest rate?....My credit score is pretty descent-739, would that help?? Well, any information you guys could provide me with would be great. Oh, do they check what the student loan is used on(e.g. food, car payment, rent, ect.)? Thanx again.

• Answer:

  Yes they do ask a little what you intend to spend it on , they don't really pry much if they know they'll get their interest and money back, then it is a good deal for them regardless of what you spend it on, although they prefer that it is school, so that you graduate and have a good job to re - pay them once repayment time comes.