How hard is it to get financial aid?

Help!! Failed classes, got financial aid taken away. How to get it back without doing an appeal.?

• Well I messed up this year, got financial aid taken away, my parents have no money for school, I don't have a job at the time because I got in accident. How can I get financial aid back without doing an appeal, what other choices do I have, can I get a loan? How can I get money to get back in school. ps I don't have a good gpa, because I failed all my classes, what to do??? help!!!

• Answer:

  This is a good learning experience. You screwed up, now you have to fix it. We all do it sometimes. You should go get a job. Use the money to pay for school. Retake the classes you failed, and work your butt off to make sure you don't fail them again. Many schools offer grade forgiveness, where courses you repeat come off of your GPA. As you get your GPA up, you may be able to reinstate your financial aid, but that's not guaranteed. As to loans, yes, you can borrow money, but the long-term cost is very high. Since you are apparently struggling academically, I would not recommend borrowing for a degree you may not be able to finish. You would have to repay the money even if you didn't finish the degree, and the payments can be difficult to make. Again, I suggest working for a little while to earn your tuition and pay for the next couple of semesters. As you do better, raise your GPA, and show yourself and others that you can succeed in school, then you can consider loans to fill any gaps in funding. Finally, you need to ask yourself why you are in school. Is college for you? It's OK if it's not. There are a lot of good people who make a living without a degree. It's harder today than it's ever been to do that, but there is no shame in working an honest job, such as carpentry, electrical, or auto mechanic. Make sure you choose something that you'll enjoy doing every day for the next 30 years, and don't feel like you have to go to college because everyone else is. If college is your chosen path, then I commend you for sticking to it, even though it's hard. Now work your tail off, get good grades, and find a way to pay for it (ie get a job). I worked my way through school, working 20 hours per week. I graduated debt-free and learned a lot by having to balance work, school, and life. Several employers I've talked to have told me that students that work their way through school earn a lot more respect than those who just attend school.