I'm a college student! Anyone know where I can get a loan without credit and no cosigner?
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Ok so I still owe 5000 to my school and they will not let me go back until I obtain that nor will they permit me to have my transcript. I have basically no credit and I have absolutely no one in my family who can co sign because everyone has horrible credit. I have tried everything I can think of and I am desperately trying to get the money to go back this semester because I do not want to get behind. I have tired discover student loans, sallie mae, capital one, wells fargo, and a parent plus loan. My mom is a single mother and my father is not around. She applied for the parent plus and they denied her unless and endorser will sign but we have no one who is credit worthy. I'm wondering if their is anything I am over looking. I am trying so very hard not to get behind. Any suggestions will be greatly appreciated. Thank you.
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Answer:
I don't know if ou know this, but you're hurting whatever credit you do have by applying for all those loans and cards. Lenders will see all of the inquiries and think you're hard up for cash and assume you'll be a risky borrower. I think you should get copies of your credit reports to see what is there. Maybe there are some inaccuracies that creditors are seeing and is causing them to turn you down. Everyone is entitled to a free credit report once a year and you looking at your own credit does not hurt it. If you haven't gone to your bank yet I'd also suggest printing your credit reports and going to them to see if they can work something out with you based on that before agreeing to a credit check. That way you avoid having yet another inquiry on your credit report just to have them tell you no anyway.
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Other answers
here is a novel idea... how about a JOB. Lol You can't get a student loan without a cosigner and MORE IMPORTANTLY, you can't get one unless you are a STUDENT.
just not that
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