How to defer a college loan?

Can I go back to school when I already have a huge student loan in repayment?

  • I have been to college and I acquired a big loan to do so. I graduated in 2001, I now want to take small classes at the community college. Will this defer my student loans? Or do I have to get MORE student loans to defer my original loan payments?

  • Answer:

    Yes, as long as you take at least half-time (6 credit hours or more), your student loans will be deferred. This is federal law, so there is no need for you to worry. Unless of course you also have "private" loans, those not classified as student loans will probably not be deferred.

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