Why did I get denied for student loans?

Why is it so hard to get a good student loan????

• I'm sure it's just me. I mean I see all of these student loan commercials, with these happy people that got up to $40,000 for school. Then why the hell can I only get the Federal loans?? I'm grateful, don't get me wrong. If it weren't for those, and Pell Grants, I don't know what I would be doing right now. It's just so frustrating, because it's not enough. I don't have good credit, but then I don't have the worst either. I've applied with my mom as a cosigner 4 times, and was denied every time. She has a credit score of 750, which I used to think was good. I don't know what's considered good credit anymore. She's had the same job for 15 1/2 years. What's the problem??? Are very many people actually getting these things??? I'm not applying anymore. I can't take the whole waiting to see if you're approved, then they just send you an email telling you, you were declined. I guess I'll start applying for these scholarships/contests/sweepstakes things. I never hear back from them either tho

• Answer:

  Private student loans are evil. You will do better without them. Trust me, this is a good thing. You will do better using your time and energy applying for scholarships from your school.