Where is a good place online to get a student loan for college?

Can I get a new student fafsa loan for college if I have an old fafsa debt of over $3000 I never paid off?

• I went to college for ONE SEMESTER, my fafsa & pell grant covered the full 2 1/2 years, but the school turned out to be BS. like a tech school, not accredited at ALL by the state of Michigan. I can't barely afford my mortgage, let alone the student loan bill. I am not sure what the full 2.5 year loan was for, but the bill I have is for over $3000! I know that one semester of 3 classes could never have cost that much. NOW 3 years later, I want to go back to school. REAL school @ the local community college. Can I get a new fafsa loan and like, roll the 2 together to pay off later? And if that amount I owe is the full 2.5 year amount, I want the other semester's money in my pocket if I have to pay it back! I only went one semester! Does that academy place have the other 4 semesters worth of money? Will they give it to me? They are the ones that took care of ALL my loan stuff, alls I did was sign the papers & show up to class. Now the community college is telling me I gotta do all that myself. I don't know where to begin, but I know one thing- I CAN'T go to college if I have to pay that first loan off first. Like, ever. Can anyone help me?

• Answer:

  If you've been making payments on your old student loan, then they will probably let you take out another loan (and it will be deferred until you're out of school 6 months). I attended a University for a year and then (due to major medical complications) had to drop out. I made payments on my student loans, and then a few years later I was able to enroll in college again. My loans are currently in deferrment; however, I still had about $1,500 left from the previous college experience. If you've defaulted on your loans, then they may not choose to loan more money to you -- even if you qualify for stafford loans. Plus, they can garnish any wages and tax refunds and put a hold on your passport if you don't pay (as well as ruin your credit). You can speak to that college, but it is possible for one semester to be $3,000. In addition, do you know if you signed up and agreed to pay for an entire year? Some technical schools do this. If you had any money left in your account, it would have been sent back to the loan company and credited to your loan. Good luck!