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Can I get housing benefit if I have a mortgage?

Hi, I am looking into renting a house for myself and 3 children, can I get housing benefit, I work part time?

  • and get working and child tax credits as I worl 16 hours a wk. We r currently living in the maritial house have been for last 7 yrs since me and ex split and he has offered to buy me out which I am happy about as I have wanted to move for yrs as have been very unhappy there since the split. He pays the mortgage and my name is not on deeds, My question is wud I be able to get housing benefit towards the rent, we r not divorced as yet but will be soon, any advice recieved gratefully x

  • Answer:

    Have a look at the DWP (Department of Work & Pensions) website under Benefits. Depending on your income, if you are on a low income and don't have much savings you might be able to get housing benefit and council tax benefit. I hope your (soon to be ex) husband is paying you out what you are entitled to. A solicitor could advise you about this. Best of luck.

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Other answers

yes if you dont earn enough then you can get benifit go see citizens advice, or ask at housing benifit advice centre

miss

Be careful with this. Please see an adviser at CAB, reason is that if your house is sold you would have money to pay for rent, depending on the amount you get from the sale,this is how Housing benefit see it. However if you have unsecure loans and debts and use the sale of the house money to pay them off. housing benefit would say that your priority is paying rent, not your non priority debtsand might not give you anything.If you do go CAB get them to do a benefit check for you.

mumplus3

you will have to get a full time job and apply for section 8 housing and there may be a long waiting listing for suitable houing

Zarg222

if you have a certain amount of money in savings, (my local council is £6000) you may not be entitled to any housing benefit. it really does depend on the amount of cash you have, as if you have too much you are able to afford to pay your own rent. if you have no savings, you will be entitled to housing benefit if your wages are low. It doesn't really matter how many hours you work, it is the money which you get. try you local council website or entitledto.com for a list of benefits you will be able to claim.

C R

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