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What is the cheapest way I can transfer money from Hongkong to the US?

What is a safe way to transfer money when I want to buy something at eBay without a credit card?

  • Let me explain: 1. I found a good item at eBay and I want to buy it. 2. I don't have a credit card and the seller accepts Money order or Cashiers check 3. I will have a transaction that I do not know the seller Could you tell me which way is the best to have a safe transaction to eBay seller who I do not know? My friend said that if I have a credit card, it is a safe way to buy online because I have a right to get my money back if I find some fraud use of my credit card. But I do not have it. Is this possible to get my money back if the seller is a liar? I appreciate any reply. Thank you so much

  • Answer:

    Money Order and Cashier's Check are very safe methods as far as protecting yourself against Identity Theft goes... Also, Paypal is a great site to work with, you can set it up so it's deducted from your checking account and since they are very reputable you can feel safe knowing they're keeping your info secure... Now as far as a refund goes, if you have problems you can file a formal complaint w/ Ebay. While you are not guaranteed a refund, most sellers will comply because they don't want their rating to go down... Check the sellers rating... If it's their first transaction, be careful... If they have a few bad comments, DON'T BUY... if all looks good, bid away!!

Chungtd at Yahoo! Answers Visit the source

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Other answers

The problem with sending a cashiers check or money order is that you have no protection if the seller doesn't send your item so there really isn't a safe way. With a credit card, you at least can dispute the charge if your item doesn't arrive.

Faye H

PayPal is good and gives you protection. I have a friend that only buys things that are within his region of the country. That way he can drive and pick it up and make sure it is okay and then gives cash.

Cottonwood

Never purchase anything from a seller only accepting cashier's checks or money orders, your not protected and it's a common scam. If you have a checking account, PayPal is safe and probally your best bet.

Riannaa

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