Best way to get on a debt repayment plan with credit card company?
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I owe a lot of money on several credit cards and recently lost my job. I need some imput from people who have worked with the credit card companies on their own to get a debt repayment plan in place so that I can pay what I can afford till I get back on my feet without incuring more finance charges and late fees. What are my chances of getting the credit card companies to work with me on this if I try to do it on my own without going thru a debt consolidation company? I would like to hear from people who have done this on their own if possible. Thanks.
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Answer:
Apparently you haven't tried to call them. Call them all...or see a loan company. It's all about creditworhtyness. Big Hint. Pay down the highest rate first. Divy up income to all those on a prorated basis.
jomedeir... at Yahoo! Answers Visit the source
Other answers
credit counseling. find the non-profit firm -- your credit suppliers will give you their contact info. my experience in banking was that we never did deals with the individuals at all. we wanted both independent verification of their financial problems and the assurance that all creditors were being treated equally -- both of which the credit counseling operation gave us.
Spock (rhp)
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