What is the best way to pay off about $6k in credit card debt?

If you can, try concentrating on the credit card that has the highest interest rate. Pay at least the minimum on the others, but pay as much as possible on the higher one, as that is sucking more money that the rest. Get that one paid off, and then go for the one with the next highest interest rate.

Ok, Stop charging on the cards. Take the lowest balance and pay all you can towards it only paying the minimum to the other cards. When you pay off that card put what you were paying toward the first card plus all you can towards the next card until you get that one paid off and do the same to the next card, in which you will be paying what you paid on the first card and the second card and all you can pay on the third card, get my drift. This is called the snowball effect. It is best to pay off the lowest balance first, because it looks like you are making headway doing it that way as opposed to paying off the card with the highest interest rate first, unless it is the card with the lowest balance. You don't need a debt settlement company to help you do this. They are a ripoff.

pay it off gradually n stop using them its really dumb to do that ur just dragging urself further into debt.. try t cutback ur spendings

Ugh, these credit card companies WANT you to pay it off gradually and take your time. Anytime you do something to raise your credit score, such as take out a loan, banks have the right to, and often do raise your interest rate, increasing your payments You need to pay wayyy more than the 2x min payment. Try cutting back on non-necessary goods for a while. Make a budget list and anything that isn't rent, essential loans, education, food, utilities needs to be cut back on.

The "credit solutions" route will damage your credit, don't use them. Make out a budget and stop using your cards are your first steps. Next look at your cards and put them in order from lowest to highest outstanding balances. The three highest balance cards pay the minimum on them. The lowest balance pay as much as you can on it until it's paid off. Once the first card is paid off take the money you were paying on it and apply it to the next lowest balance etc etc.

discipline yourself to bite the bullet and make some serious sacrifices to get this debt paid off.

Start shopping around for a good bank to handle all your financial services needs. Consolidate all of your credit card debt on a single account that has the best terms: Lowest interest rate, least fees, etc. Balance your personal budget to avoid extending your debt. Allocate a certain percentage of your paycheck to paying off the card, and have that money automatically deducted every pay period. Choose a bank that lets you automatically transfer the payment directly to the card on a schedule to minimize the fees.

WARNING: Avoid credit counselors because nearly all of them do NOT have your interests in mind. They charge outrageous fees for things you can do on your own. If they are promising to settle your debt for less than the full amount, call your state's Attorney General office. That is illegal. You are very wise to question whether something is too good to be true. Always be skeptical. If you still need to use a credit card for on going purchases, choose one of your cards that you will not carry a monthly balance. That way, any new charges do not incur interest.

You really need to read Dave Ramsey's Total Money Makeover - he'll change your life. But follow his debt snowball method and it will help you to pay down and off those cards. And the first thing he'll tell you is to stop using the credit cards.