Find solution
Are low-calorie alternatives always preferable?

What alternatives are there to banking with a place that always charges you, will not give over-draft pro..?

  • ..tection, or a line of credit? I have been banking with the same institution for about 13 years and they will not offer me over-draft protection or a line of credit. I do not have perfect credit, but since I have been a customer for so long, it seems they could extend themselves that much, at least. (I mean this bank is national, not just local). It is not like I am constantly bouncing checks, etc. LM

  • Answer:

    Unfortunately a lot of banks have very similar ways of deciding who they give credit to - that is overdraft, lines of credit, etc. You may go into another bank, and find the same thing. Best to talk to branch manager and ask. Then have the same talk to another branch manager at a similar bank down the street. If you are going to be charged fees and not have a line of credit, you might as well get it somewhere you you like the people you will be dealing with. Good luck!

cdl_sist... at Yahoo! Answers Visit the source

Was this solution helpful to you?

Other answers

The best bank to bank with are credit unions. They don't have as many fees as regular banks. Look around for any credit unions available in your area.

mrs.izabel

Being a national bank may be your problem. Try a local credit union. Credit unions are different and their fees are much lower.

Therapist

Related Q & A:

Just Added Q & A:

Find solution

For every problem there is a solution! Proved by Solucija.

  • Got an issue and looking for advice?

  • Ask Solucija to search every corner of the Web for help.

  • Get workable solutions and helpful tips in a moment.

Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.