How to discharge debt?

Is there a legal document that can discharge a primary cardholders responsibility from authorize user's debt?

• Our relative who bankrupted before uses my identify to apply for credit cards, but recently defaulted on couple of them. My relative is going to pay for the debt, but is there anyway for me to be release of this obligation? Is there any document that my relative to sign and free me from the responsibility?

• Answer:

  Unfortunately the only way for you to be released is to file a Police report for the Identity Theft and the fraud. Your relative may say that he/she is going to pay the debt but can you really trust someone who has perpetrated a criminal fraud? Basically unless the person in question pays the debts in full NOW, you really have no other option.