Hello what type of attorney do I need to sue Wells Fargo for misrepresenting there investment option to me?

If you did this investment through a Wells Fargo adviser you likely signed an account agreement that does not allow you to sue. You can apply for arbitration but you likely waived your right to sue.

I am not sure if I missed something, but I didn't see anything on how they misrepresented their investment options to you. If you add this information I will try to provide you with as much guidance as I can.

Hate to say it but chances are you are out of luck. Read the following letter from a broker that was published last week after it was announced that MF Global stole $850 million from peoples savings accounts. Dear Clients, Industry Colleagues and Friends of Barnhardt Capital Management, It is with regret and unflinching moral certainty that I announce that Barnhardt Capital Management has ceased operations. After six years of operating as an independent introducing brokerage, and eight years of employment as a broker before that, I found myself, this morning, for the first time since I was 20 years old, watching the futures and options markets open not as a participant, but as a mere spectator. The reason for my decision to pull the plug was excruciatingly simple: I could no longer tell my clients that their monies and positions were safe in the futures and options markets – because they are not. And this goes not just for my clients, but for every futures and options account in the United States. The entire system has been utterly destroyed by the MF Global collapse. Given this sad reality, I could not in good conscience take one more step as a commodity broker, soliciting trades that I knew were unsafe or holding funds that I knew to be in jeopardy. The futures markets are very highly-leveraged and thus require an exceptionally firm base upon which to function. That base was the sacrosanct segregation of customer funds from clearing firm capital, with additional emergency financial backing provided by the exchanges themselves. Up until a few weeks ago, that base existed, and had worked flawlessly. Firms came and went, with some imploding in spectacular fashion. Whenever a firm failure happened, the customer funds were intact and the exchanges would step in to backstop everything and keep customers 100% liquid – even as their clearing firm collapsed and was quickly replaced by another firm within the system. Everything changed just a few short weeks ago. A firm, led by a crony of the Obama regime, stole all of the non-margined cash held by customers of his firm. Let’s not sugar-coat this or make this crime seem “complex” and “abstract” by drowning ourselves in six-dollar words and uber-technical jargon. Jon Corzine STOLE the customer cash at MF Global. Knowing Jon Corzine, and knowing the abject lawlessness and contempt for humanity of the Marxist Obama regime and its cronies, this is not really a surprise. What was a surprise was the reaction of the exchanges and regulators. Their reaction has been to take a bad situation and make it orders of magnitude worse. Specifically, they froze customers out of their accounts WHILE THE MARKETS CONTINUED TO TRADE, refusing to even allow them to liquidate. This is unfathomable. The risk exposure precedent that has been set is completely intolerable and has destroyed the entire industry paradigm. No informed person can continue to engage these markets, and no moral person can continue to broker or facilitate customer engagement in what is now a massive game of Russian Roulette. I have learned over the last week that MF Global is almost certainly the mere tip of the iceberg. There is massive industry-wide exposure to European sovereign junk debt. While other firms may not be as heavily leveraged as Corzine had MFG leveraged, and it is now thought that MFG’s leverage may have been in excess of 100:1, they are still suicidally leveraged and will likely stand massive, unmeetable collateral calls in the coming days and weeks as Europe inevitably collapses. I now suspect that the reason the Chicago Mercantile Exchange did not immediately step in to backstop the MFG implosion was because they knew and know that if they backstopped MFG, they would then be expected to backstop all of the other firms in the system when the failures began to cascade – and there simply isn’t that much money in the entire system. In short, the problem is a SYSTEMIC problem, not merely isolated to one firm... ...And so, to the very unpleasant crux of the matter. The futures and options markets are no longer viable. It is my recommendation that ALL customers withdraw from all of the markets as soon as possible so that they have the best chance of protecting themselves and their equity. The system is no longer functioning with integrity and is suicidally risk-laden. The rule of law is non-existent, instead replaced with godless, criminal political cronyism... With Best Regards- Ann Barnhardt

You might try asking the people at the Occupy demonstrations. Though it's true that many things happen at a bank that shouldn't, I doubt that anything untoward happened here except your own poor financial judgement. It's called personal finance for a reason, why would you trust a bank to invest for you? You trusted people to handle your money? on what basis? What did you invest in? What was your risk profile? The money was obviously needed for living rather early on so it should've been invested conservatively, did you choose risk free CD's or did you chose a conservative 25% equity 75% bond fund? Any more equity would increase your risk, how much more risk did you take? The last few years have been difficult and many people lost money in their investments, did you think you would be immune to that? Only safe investments like CD's and Treasury bonds would be completely risk free, did you think that because it was a bank your money would be protected when directly invested? Unless you can get some crazy activist lawyer wanting to make some crazy statement, you'll probably out of luck. Unless you can prove actual wrong doing on Wells Fargo's part you have nothing to go on except your bad investment choice, granted perhaps due to advice from a bank advisor but it still was your choice.