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What will my phone insurance cover?

Accidental damage to my phone, will phone insurance cover it?

  • accidental damage to my phone, will phone insurance cover it? Hi all, I have a Nokia N95, I have been paying insurance for the last 18 months, I put the phone on my pocket and my keys made a small scratch on the screen, its quite small but annoying if you are watching a movie on a black screen. Will my insurance cover this?

  • Answer:

    Your insurance might pay for it, but you would probably have to pay some small fee anyways. You should ask your service provider for detailed info on your insurance plan.

Caetanea... at Yahoo! Answers Visit the source

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Insurance coverage on phones usually cover everything except water damage. Just like with regular insurance, you pay a small deductible (about $50 or so) to replace it. Depending on your provider, they may be able to fix your phone without having to replace it.

~~jujube~~

Hi that would be something that you would have to speak to your insurance company about or have a look at your insurance policy & see what your phone is covered for ! as it's only a small scratch on the screen they probably wouldnt ! if your phone is a contract phone you must soon be due for an upgrade so if it is would it reall be worth paying an excess on your insurance to be repaired for the case of a few months ? ... hope this heps

slyfox69

yes it should do but you might have to pay an excess of £20 or so. just ring them up and ask!

farklemon

~~I would say yes it would cover it. Most have $50 deductibles. Ours limits us to 3 claims on a phone, but would cover screen damage.~~

debijs

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