Which university are best or better to do for international health managment/policy?

Should I stick with my University's health plan or should I get private insurance?

• Please help (serious answers): I am going to be a senior in college. I used to have Medicaid but was cutoff when I turned 19. All students are required to have health insurance. The university's plan is about $900 per semester (four months). My problem is that I need a lot of dental work done: root canal, crown, filling. From what I understand, the University's plan only covers "accidental dental." Should I purchase the University's plan or should I buy a private (cheaper) one? If you think I should go with private insurance, what do you recommend for a student? I live in Missouri. Thanks. *NO SPAM please!

• Answer:

  Why not both? The PROBLEM is, of course, that most people who want to buy private dental coverage (it's cheap, $25 a month or so) buy it because they have a lot of work they want done. Because of that, you have to hold it a year before it will cover any major work, that root canal or crown; it has an annual limit of how much it pays, usually $750 or $1,000; AND, for that root canal and crown, it usually only pays 50%. So if the root canal and crown run you $1500, AFTER a year, it will pay $750, and you pay the other $750. You're probably better off trying to get in to a dental school, where a student can work on you (under supervision) with a bunch of other students crowding around watching.