Who has the best health insurance in South Carolina?

In South Carolina, what does 'Guaranteed Loss Ratio' mean when it comes to health insurance?

• I just got a substantial refund from my health insurance company. The letter that accompanied the check said it was because their customers claims were lower than expected for 2010. What does that mean? Does the company have to refund to all of their policy holders?

• Answer:

  Here's the actual text of the state insurance law. You can find out the answers to your questions by searching it for the words "refund" or "loss ratio": http://www.scstatehouse.gov/code/t38c071.htm