Who offers terrorism insurance for businesses and how much is it? For a class?

Well, that's a loaded question. For business insurance, under the Terrorism Risk Insurance Act, ALL companies are required to offer terrorism coverage, as an endorsement to ALL commercial lines of coverage. So . . . a. Yes. b. can you buy it stand alone? Sure, but why would you? What it covers, is nebulous at best (after all, can you think of a workers comp claim, where it wouldn't be covered, UNLESS a terrorism endorsement was added? Nope, me neither), and the premiums are negligible, except for property coverages - where, again, why would you want to insure the buildiing ONLY for terroristic bomb exposions? c. ANY insurance company will cover it. Again, a stand alone policy would be tailored. As far as pricing, getting terrorism coverage added to a workers comp policy might cost $25, or to cover a multi million dollar building, might be $10,000, or more. How long is a string? Without any specifics on what kind of coverage YOU want, and all the rating information that goes with it, any number put forward would be a WAG (Wild A** Guess). Either the teacher REALLY wants you to find out about the Terrorism Risk Insurance Act (currently set to expire, what, 2014), or they've no idea what they're asking, and this is just an excercise for you. Print this out and use it for source, if you want.