LIC’s Best Policy for my daughter.?

I think "JIVAN SARAL" is the best plan. Bcz it unit link plan and High NAV return Guaranty on Share Market base. And the Market likely to stady up still 2015-2016. (It is calculate on Sensex past perfomance history HISTORY: 2008-2009 (Market Broke @65%) 2001-2002 (Market broke) 1992-1993 (Market broke) 1985-1986 (Market broke) 1978-1979 (Market broke) 1972-1973 (Market broke) Every eight year market was brake around 50 to 65 % And now market will brake on 2015-2016.. So don't worry and invest in Share Market till 2015 (Octomber) Regards,

You have not disclosed the basic detials such as your age, occupation, income, your other dependents etc. Let me assume that you are 30 yrs. Since your daughter is only 2yrs old have a very long horizon. Take a Term Insurance on Your life. So that in case of the unfortunate happening your child be supported with the insured amount. Invest in some good Diversified Equity Mutual Funds through Systematic Investment Plan(SIP). You will have a good corpus by the time your daughter is 22 years. So start investing regularly. Keep your patients without much bothering about the movements of the market. You may readjuct your investments regularly. Have a nice day!

Hi Sridhar, First of all Insurance is taken on a life of a person so in case of any eventuality family receives the money from the insurace company and they can live their normal life what ever money can give then. So insurance is safety from loss of income in case of death of bread winner of the family. Second investment and insurance are two different things one should never combine both. returns on insurance policy are very low they are typically in the range of 5% to 7 % which is lower than the rate of interest of ppf account. there are many other avenues which will give you much higher return than insurance and with least risk. If you have a policy in your name you could add them as nominee only. Give an application to the insurance company or fill in requisit form and it will be done Regards Paresh

sridhar ji, good morning, in this plan child future plan is best its ulip plan .and other is marrige andowment plan in which your policy started by your wife name. but komal jeevan plan is the best plan for your doughter. in which gurented bounes rate is rs.75/-per thousand. jeevan saral is not a child policy age (12-60). in which city are you belong. for full information ravinder nagpal (lic of india insurance advisor) [email protected] [email protected]

Marriage endowment annuity plan is good one. visit licindia.in and calculate premium. visit LIC branch to get documentation for nominee change. Not possible on LIC website.