What is a good pet insurance?

What is a good/cheap insurance & bond company for pet sitting?

• I am looking to get insurance & be bonded for my new Pet Sitting Business. I'm an individual owner & don't plan on hiring any employee's. Just looking for a cheap & good company.

• Answer:

  You can't buy it directly, so it's pointless to get the name of a company - which may or may not actually write business in your state. What you need to do, is find a local, independent agent. You can locate one at www.iiaa.org . . . as a new business, or rather, with no prior insurance, you're not going to get any of the standard companies to give you a policy, so you're spinning your wheels calling State Farm, Nationwide, Allstate, etc. The agent there can explain exactly what bonding is, and what it does - and does not - do for you. As far as cheap, the cost of the bond will depend on the TYPE of bond - there are hundreds - and the penalty amount. You can count on it being at least $250. The liability insurance will probably run you around $1,000. If you're looking for a $250 policy, it doesn't exist, for your line of business.