Please help with Health / EBT benefits question. Can you please help me?
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I have a brother who is currently receiving government health care benefits as well as EBT money. I don't want to use the word poor but he is barely making enough for food and rent. Recently I bought him (all my money) a Honda Accord car worth about $5,500. We went to the DMV and had it registered as a "gift" from me to him, so he didn't have to pay anything for it. I also went and bought him and his wife an insurance policy (in their names). Now, he just called me the other day saying that his health benefits and EBT benefits were "cut" off by the government because the value of the car is too high. Does anyone know of a way I can resolve this situation? Can I take the car back and have it in my name, and just let him and his wife drive it? Would that restore his health and EBT benefits? What about insurance? Will they sell him an insurance policy with the car in my name? Can I add them to my insurance policy when he lives in the Bay Area and I live here in Los Angeles?
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Answer:
If the car was a gift from you, it should not be included as part of his income, which is what it sounds like may have happened here. If you take the car back, and keep it under your name, and he has an accident, you will be liable for the damages due to the accident. I would suggest not doing this, even if family, it would put you in a world of hurt if the worst happened. I live in VA.. and here we are insured as Individuals.. meaning if I drive another persons car, that I am protected.. However, I am not sure if that is the case there. I would suggest that you try to get to the root of the problem on his health benefits and EBT benefits. You need to talk with the people there, to find out the reason why they are cutting off his benefits due to you trying to help out your Brother. Simply put that doesn't seem right to me.. Good Luck..
ineedtak... at Yahoo! Answers Visit the source
Other answers
I don't know what the cutoff is, but it might be $3,000. The thing to do is sell the $5500 car, and buy a $3,000 car. That could be a much older HOnda, or one with a lot more milage on it. He'll have to check wiht his state to see what the limit is. You could put the car in your name, and add him and his wife as operators to the policy, which would also have to be in your name, HOWEVER, keep in mind as owner of the car, you can be sued for any accidents he's in - and if he carries low liability limits and causes more damage than he has coverage, they can come after YOU PERSONALLY for the difference, as owner of the car. Plus, any accidents he or his wife have will follow YOU for 3-5 years. So it's safer for YOU to get him a cheaper car in his name.
mbrcatz
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