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Contents insurance claim?

UK Home contents insurance claim - digital camera?

  • Has anyone succesfully claimed against their Home contents insurance for a Digital Camera? I have accidental damage & personal possessions insurance, but would like to know if anyone has succesfully claimed and what had happened to the camera?! Thanks

  • Answer:

    Most Contents Insurance have an accidental damage section - and this often includes items up to some value outside the house. Unfortunately, chances are you will have an 'excess' of at least £100 (i.e. £100 is deducted from each claim) ... not a problem if you have been flooded out and are claiming 1,000's worth of TV, DVD Sky Home Cinema equipment (plus carpets etc.) .. but if you are claiming for a £250 Digital Camera you will only get £150 .. and most Policies will include some sort of 'no claims' discount - so your premium might well go up by more than £100 in a year ..

weez9016 at Yahoo! Answers Visit the source

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Well, my deductible is higher than the value of my camera. I HAVE seen cameras successfully claimed - but they were in a fire, and included with the other items destroyed or damaged by the water (from the fire hoses).

mbrcatz

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