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What to do about health insurance while changing jobs?

What is a good health insurance company to get?

  • im 60 and in very good health, never been sick. im thinking about changing jobs and the job i might take doesnt have any insurance plan or anything. but a better job for me. how much would it cost for me to get my own insurance? iv heard it cost a lot. ( MONTHLY) ?

  • Answer:

    A good health insurance company is one that does business in your state. Companies do not write policies in every state so any suggestions you get here may not be available to you. Also, to help you someone would need to know your definition of "good". As far as cost, I did a quote and looked at 300 of the plans available in my state. For someone age 60, doesn't smoke, does not have pre-existing conditions, and are within the height and weight guidelines, the premium will range from $110.61 to $1793.68. You may want to contact a local agent that works with all of the major companies in your area to see what is available to you and at what premium. They can also explain the different plans, such as why there is such a large variable in premium. There is no charge using an agent.

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Correct, you have to buy it, by the month. And regardless of YOUR health, you're going to be paying rates that cover everyone ELSE who's 60, and MOST of them, are going to be unhealthy, and be overweight. Depending on the type of coverage you're looking for, and your exact weight and ANY preexisting conditions you might have, including high blood pressure (not being sick isn't good enough!), it could cost you anywhere from $500 a month (with a hefty deductible) to $1500 a month, or more.

mbrcatz

It depends on where you live. In New York, everyone from age 19 to age 64 pays the same price, which is a few hundred dollars monthly. In most states, younger individuals pay very little (sometimes less than $100 per month), but older individuals pay more, often over $1000 per month.

StephenWeinstein

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