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Can someone help me with health insurance?

If someone can't afford health insurance, is there a way people can help to make the rate go down?

  • Let's say someone wants to buy health insurance. But the health insurance is to expensive for them. Is there a way that the insurance can do down so that the person can have health insurance? And how will Obama help with the insurance problem?

  • Answer:

    Sure, they can raise their deductibles, or limit their coverage, to limit the amount the insurance company has to pay out, and that will lower their cost. What's the "insurance problem"? Obama's definition, is that people with preexisting conditions can't buy coverage that covers them. So, he fixed that by backing a law that says, in exchange for YOU being REQUIRED to buy health insurance, the insurance companies have to cover preexisting conditions. Price is NOT relevant - they can charge as much as they want. Due to the nature of the law, insurance costs are actually going to go HIGHER - maybe a lot higher.

Alan at Yahoo! Answers Visit the source

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The cost will go down in 2014 when massive federal subsidies begin. In some cases, it will even be free. There will be no one who cannot afford health insurance. Everyone who cannot afford to pay full price will receive a government subsidy to help. Ironically, in 2014, Obama may no longer be able to do anything to help. The unpopularity of the recently enacted legislation that provides for this subsidy may lead to him losing the 2012 election.

StephenWeinstein

he said it will go down once obamacare is law?? but it won't!! obamacare was designed to bankrupt health insurances so the government can take over the healthcare business and control all the people?? so your rates will go up until you can't pay and your insurance company goes broke!! for the real truth about obamacare read for yourself look up on the internet=micheal connelly/obamacare... once it happens we will have a perement dictator and elections on 2012 will no longer be necessary!! just like cuba!!!

Robert W

Easy way for them to get the insurance to go down is go with a higher deductible. They will still be protected by paying the lower prices insurance companies deem reasonable and customary. /

Go with the flow

Either get a plan with very high deductible, like $7500 or apply for government Medicaid in the state you live.

John

Yes just up the deductible. The amount you pay per year before insurance kicks in. Make it 1k then the premium is less.

Ariaread

Someone can give them money to help pay for it.

Insurance Pickle.com

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