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Is it worth it to become an insurance agent?

Does becoming an insurance agent sound like a good idea?

  • Thing is I had recently posted my resume on a career site & i recieved an e-mail about becoming an insurance agent. That was about 2 days ago I haven't responded yet because that type of job never crossed my mind plus dont they run only on commission, that doesn't sound secure. The company is Farmers which is a well known company which is the good I guess. I just dont want to waiste my time if its not worth it & also do you have to pay for the training or does the come automatic. Any suggestions?????????

  • Answer:

    An insurance agent is another name for an insurance broker, which basically means that you sell insurance to people you come in contact with. Look my friend... there are a couple of things you have to consider before becoming an insurance agent. First of all, do you have a university degree? If yes, skip this job, it is a waste of potential. If your answer to the first question was no, contemplate upon the next question... Are you good at selling, do you have good interpersonal skills, are you disciplined, dedicated and have a high tolerance to pain and rejection? If the answer to the next question is yes, go for it. You can make a lot of money. I know people who make 5 digit salaries from selling insurance. The road to being a good insurance agent is really tough and requires a lot of dedication and willpower. Think long and hard about this career choice or else you will quit within a week. BTW the training is free, but not impressive enough that you can add it to your CV so go for it only if you plan to commit.

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I would say no. You only work on commision, and its basically going into business for yourself. You have to pay for the books, and certifiactions. However, some places pay partial. Your income is decided on you and how hard you work at it. Also, it takes time to establish clients. There are people that make alot of money, and others that make barely any. It all depends on you. Its not stable. One month you could make money, the next nothing. I've also heard your in the hole for around four months first starting out. And as far as putting your resume online and them contacting you, alot of those insurance agencies are scams and misleading.

I think you will find that when you respond you'll be asked to do silly things. You'll either be asked to put up some of your own money or be asked to work strictly on commission. The offers I received like that were always a scam of 1 sort or another. And it never made sense to me, based on the resume I posted, for someone to expect me to sell insurance.

Cletus

Farmers is a good company. People need insurance. It's a service business which also sells a product so there are two types of careers in one. They will contact you to talk it over. They don't take just anyone so don't think it is automatic. The goal is work long enough to buy your own agency. edit: It is a different company than State Farm

Mark

If you don't like the straight commission, then get a part-time job to supplement it. You can either take charge of your destiny, or you can clock in and out each day for minimal pay.

Insurance Pickle.com

Before it was state farm now it's farmers? What kind of scam sites are you getting into? You have to pay thousands for training and the license. That's how the scam is run.

Go with the flow

Go for it but it won't be an overnight success. This is something you have to plan on doing for the next 10 yrs or longer.

Neal

http://www.an-insurance-agents-career.com/Insurance-Agents-Salary.html If you decide, suggest you do research 1st. Many companies will pay you a salary plus pay for your education to become licensed. Some do not, and until you get your license, then you could be out of pocket for your education. After your education, you must take a test to get licensed, plus most also require you to take so many credits per year to keep your license. Have you ever sold anything in your life in the past? Selling is very difficult and many fail w/in the 1st 6 months and get out. Some may pay you a salary per week, that you "draw" from, and when you make a sell, will subtract out what you owed them. Many may only allow this for 6 months max, since it you don't meet the goals that they will require, will let you go. http://careerplanning.about.com/cs/occupations/p/insurance_sales.htm If you have never done any selling, suggest not responding. But if you have, then go to the interview and ask questions, since all companies are not the same. good luck

lucy

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