What Colleges/Universities can I get into with a 26 on the ACT?

Affordable Health Care Act Question Regarding Dependents Under 26?

• Today we got a letter from the doctors office regarding our insurance coverage. Basically, our health insurance provider is denying my health insurance until they can verify my full-time student status. I'm not a full-time student and haven't been for four years. I'm part-time. Now, it's not been an issue until now simply because I haven't been to the doctor in those years so they allowed my mother to keep paying for me as a dependent on her health insurance (provided through work) without needing to verify anything, and it wasn't a problem until I tried to use it. Now, I read up on the new health care act and it states that insurance providers cannot boot a dependent from an insurance policy regardless of school status as long as they are under the age of 26. I just turned 24 in March. The exception of the dependent able to get health insurance through employment is not an issue for me because part time associates at my place of employment, part time associates do not get benefits. Now, admittedly, I don't know too much about the act and only found this in a sense of panic and desperation. Is there some fine print that I'm missing? Like it doesn't apply to plans purchased before a certain date? Any help is appreciated.

• Answer:

  You're reading incorrectly. The way the law says, when a policy RENEWS after 09/23/10, the "age off" is increased to 26, and student status becomes irrelevant. If the policy doesn't renew until July 1st, they can still take you off under the OLD age cap, when you aren't a full time student any more. There are exceptions - Obama's handed out over 1000 waivers to companies and unions - including state government employee unions - to let them opt out of the reform. So, what's the renewal date of mom's policy? Who is her employer? Do they have a waiver? And, they can still retroactively delete you from her policy, for the policy years BEFORE 09/23/10 AFTER you "aged off" while not being in school. If mom broke the laws two years ago, because you were out of school, but she didn't report that and took you off, they CAN go back and correct it to make it legal. If they retroactively delete you back to the birthday you no longer qualify for, mom will have to specifically add you back on, during her next open enrollment period.