We are both on unemployment and no more insurance?

Purchase Unemployment Insurance?

  • In today's economy nothing is guaranteed. I've conducted several internet searched with no luck and hope someone out there might provide information to my question. Can you purchase unemployment insurance? State supported unemployment insurance (or what most refer to as unemployment benefits) wouldn't even make my car payment. AFLAC only provides insurance for long-term injury or sickness, but not if one lost their job. This insurance may not be available because it could "break a company", especially in today's economy. Anyone out there ever heard of such insurance?

  • Answer:

    In the USA, there is no private unemployment insurance. You can buy "credit insurance" which won't pay you, it will only pay the named debtor - and only the minimum payment for that month. And it's really, really expensive - you're better off just not taking on any debt. The places to check out an insurance company, are your state insurance department website, and www.ambest.com.

Miz Patti at Yahoo! Answers Visit the source

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Other answers

Some credit card companies offer something that will pay your minimum payment or the interest/finance charges. I do not think that it is a good deal, but have not checked. In any case, this would cover only that credit card, not your car loan.

StephenWeinstein

It's out there, but I don't know much about it. Use an SE and search for "private unemployment insurance". I found quite a few helpful articles. Check AM Best or Moody's for rating information about insurance companies.

Apple

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