What is gap insurance?

What is a good gap insurance?

  • My wife and I have pretty good insurance already through our employer but what I am seeking is a gap insurance for the reimbursement of copays etc. Is there such a thing? I figured that there must be something. I just want to protect us against something that our insurance may not cover as well as the 10 dollar co pays that we occasionally get. What do you think. Any help would be much appreciated.

  • Answer:

    There is no such insurance product other than welfare. It would not be cost effective for any insurance company to offer this type of coverage.

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