How much would insurance for running a business cost?

How much does liability insurance cost for a small business?

• I have a small landscape maintenance business that I run on the side (I also am a full-time college student) and work part time with another job. I have this business on weekends and on any other days off. I make anywhere from $1000 to about $10,000 a year. So it is not very big, but I need liability insurance in-case someone while working gets hurt (I have no employees), but more to protect anyone around me... for example running over someones foot with a lawn-mower... etc. (not that it would happen). But I need insurance to protect me against any lawsuit etc. I have less than $3,000 in equipment and have no other property tied to the business. What would I be looking at paying monthly for a very basic policy?

• Answer:

  You're looking at $2000 to $5000 per year. It will depend upon location and how many years experience you have. It will also depend if you do any "above ground" work, such as removing large dead trees. You probably won't find any company willing to let you pay monthly with a part time business.