How long should an employee self evaluation be?

Am I an employee or am I self-employed?

• I own an incorporated business, but I am the only employee. I did this for tax purposes, so obviously for that I would like to be an employee. But I have suddenly found myself needing to purchase health insurance for my family, and in that case it would benefit me to be self-employed? Can I pass myself off as self-employed for insurance purposes? Legitimately, of course. I'm not looking to defraud anyone.

• Answer:

  You can try for group coverage, but without another employee, you won't count as a group in most states. The minimum for small group health insurance is at least 2 employees. You are a business owner, for the purpose of health insurance, you count as an employee. This answers your question, but I listed the bigger issue first.